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Your Personal Guide to Achieving Success With Your Money and Your Life

Attitude
Action Steps

Portrait: James Salmons

Dr. James G. Salmons

Attitude Action Steps

First Money Affirmations
Attitudes are habits of thought. Affirmations are one of the best tools to help us change the attitudes that shape our financial destiny. Here is an excellent place to begin our mental money makeover.
Love Money
Here is a little known secret about the way most people think about money which keeps them from ever having much. It may surprize you. By changing the way you think about this you may put your financial success into high gear.
Learn to Spend Less than You Earn
After—and only after—you get in control of your money, a small change in spending habits can turn your life around. As simple as it sounds, by spending a few dollars a month less (so that you spend a little less than you earn rather than the other way around) is all it takes. This attitude modification step can help make it possible.
Reduce Costs to Save Money
Yes, one of the best ways to accelerate our financial progress is to reduce our spending. Once started in this direction, here is a suggested action step that will enable us to reduce ongoing expenses more than we might think possisble.
Eliminate the Debtor Attitude
How many people, if any, who are in debt wouldn’t rather be out of debt? Unfortunately, very few people realize that it is largely the way they think about debt that attracts debt into their lives. Change the way you think about this and you will soon find yourself without any.
Unlimited Income
One of the controling limits on most people’s income is self-imposed. Without even knowing about it people set a ceiling on their income. Understand this limitation and eliminate it with this step to make it possible for your income to soar.
Income Attitudes
Many of our attitudes directly affect our income. Here are three basic affirmations that can produce dramatic changes in our thinking relative to our income. When we begin to think differently in these areas our income will increase almost automatically.
The Money Game
Believe it or not, you can be too serious about your money. Most successful people have learned to look at success as a game and money as a measuring stick. Use this technique to help you develop this attitude for yourself and achieve more.
But I Want It Now!
People are beginning to recognize that choosing instant gratification over a long term plan for success has made a negative impact on their lives. Here are some affirmations to help you start thinking positively and productively in this area.
Don’t Have a “Poor” Attitude
Do you think of yourself as poor? Or, do you think of yourself as wealthy? Reality has little to do with our thinking in this area. Here are some suggestions for developing a healthy, and productive, attitude about it.
The Road to an Unlimited Income
Why do you not earn more income than you do? The answer may surprise you. You may be able to earn more than you think, if you know this and do something about it.
Picture Yourself Saving Money
Whether or not you save money is determined more by your attitude about saving than it is by your income. Applying this action step can shape your attitude in a manner that will help you establish the savings attitude.
Picture Yourself as “You, Inc.”
One of the most powerful tools in developing a success with money attitude is adopting the “You, Inc.” outlook. Here is one way to instill it into your thinking.
Picture Your Long Term Goals
It is one thing to have long term goals—and very important to have them—but it is another to keep ourselves focused on them. This visual tool can help us achieve that focus.
The 80X20 Rule: Make It Work for You
You probably have heard of the “80-20 Rule.” This visualization step can help you implant the idea into your head so that it can produce meaningful results.
Picture Yourself Rich
Few people ever plan to be wealthy—or even seriously think about what it means to be wealthy. Here is how to start thinking about it in a way that produces results and focus your mind on bringing it to pass.
Value the Most Productive Work
Here is an unusual idea for developing an attitude toward various work activities that will help you identify and focus on those which are most important.
No Job is Fun All the Time
Some things just have to get done whether we really want to do them or not. Use this action step to make it easier, quicker, and less stressful for you to get these projects out of the way.
The Power of Persistence: Put It to Work for You
Some things just have to get done whether we really want to do them or not. Use this action step to make it easier, quicker, and less stressful for you to get these projects out of the way.
 
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Action Steps