I Built This Site Myself!

Now that's not a political headline. Just a fun (I trust) parody of one. However, it is intended to draw attention to one fact: what you read on this site is written by me, growing out of my own education, experience, and real research.

That is one reason why, in my opinion of course, I believe you can trust what you read on Success With Money to be the truly valuable information you need to help you reach your goal of financial success.

This post is a little different than most. It is not about money as such; it is about my philosophy of work when it comes to writing the content you find here. It is intended to give a little insight into my approach and purpose for the site.

Much Online Content is Weak

Because I publish online, every day (and especially lately that is a literal fact) I get promotional emails offering one kind or another of short cuts for building web site content. With all these methods of creating content being used it is no surprise that so much of what we find online is worth so little.

  • One common offer is for one of the programs that you just plug in keywords for and it scrapes together information from existing online pages and then the software writes the article for you. Of course you get a jumble of rehashed content and if you are the publisher you have to clean up all the grammar and misspellings.

  • Another, probably somewhat better method, is to hire someone to write articles or posts for you. The rates are cheap, most often, but what do you expect for $5.00 per article in the way of research and ability to relate to your site’s purpose and goals.

  • Then there are offers from financial sites asking if they can offer a post or article which they will write for me if I allow them to include links to their sites. These could be OK, depending on who they are, but most often they are from businesses I could not recommend or hold views I find unacceptable.

    Yesterday, for example, I received such an offer from a pay day loan site. They may or may not have been willing and able to write a decent article on a subject I need, but I am not going to appear to endorse such a business—out of curiosity I looked at the site and saw that their required disclosure statement showed that the average APR for their loans was 2957.3% or just over 8% per day!

  • Finally, lately I have been receiving all sorts of new ideas for various templates and tools to help with writing. These are essentially fill in the blank forms or something similar to help you, they claim, write your article or post in five minutes or so.

It is no wonder that there is so much junk online.

Why I Write My Own Content

When I began thinking about why I have been so committed to writing all my own content (not that there might not be some exceptions for specific reasons in the future) I was a bit surprised. It is really not for just one reason but several.

  1. First, this project I have named Success With Money has grown out of my own commitment to helping others with the knowledge I have gained over the years about money. A lot of research still goes into each article, but my basic purpose is personal. I want to share what I personally know has been helpful to others over the years so that even more people can benefit from that knowledge.

  2. Second, I do not trust most of what others say and write about money. I don't want to sound arrogant about this, but the fact is that most of you hear about money (outside of personal blogs) is wrong in one way or another. I won't say I am smarter than everyone else, but I am ready and willing to tell the truth about what I know without commercial intent.

    I can't go into detail here, but most of what people hear or read is misleading due to some sort of advertising goal, whether to sell insurance, get you to buy on credit, or buy into an investment of some kind.

  3. Third (not the last but the last I will mention), I like to write and teach. This is totally personal so perhaps irrelevant to your life, but I taught literally hundreds of classes over the years (not all on money but all designed to help people in one way or another) until personal life commitments restricted my options for getting out and doing so.

    Now with the internet I have discovered a new way of work that allows me to express myself with writing. For me it is rewarding as long as I know I am offering good stuff.

So, for these reasons and others I currently write all my content myself. And while I do use WordPress for this part of the site (the blog) I have even learned to hand write my own code (with a text editor—no Dreamweaver!) and put up the pages of the site. I am still that little kid saying, “Just leave me alone. I want to do it myself!”

Obviously I don't have the same standard or talent for doing the layout of the site as I do for writing the content. But I enjoy it, I work cheap, and so far everyone else puts up with it.

Will I Ever Use Guest Writers?

From reading all this you might think I would never use a guest writer on my site. But that is not necessarily so.

Perhaps I would, in some special areas. But I can say that I will never use software generated information or other shortcut methods that would produce inferior or less personal work.

At this time I am reading a book that discusses various ways people are making money online. In it the author asked a friend to write a chapter that dealt with earning on eBay because that individual was better informed in that area.

While I have no plans to do so at this time, it is entirely possible that at some time in some specific area that I feel people would like to know more than I could treat well (perhaps a legal topic), I would have a guest writer. If I do, that article will be clearly identified as such.

Yes, I Wrote It Myself!

Yes, I know. I didn't make the computer I am typing this on and I thank Mr. Dell for his great machine. But still, every word of this post I wrote myself. For what it is worth.

I intend that the end result of my work is that anyone who takes time to read on this site will get the best financial help I can offer. I hope that for you it will bring greater success with your money—and your life.


  1. Dave Ramsey has totally cgenad our lives! It’s AMAZING what happens when your’e aware of what you’re spending. We cash our paycheck & bring that cash home, then spend it on paper. I use $60 per week for groceries. $60 goes in the envelope for the week and that envelope goes w/ me to the grocery store. If I go over $60, I have to put something back. I don’t use my debit card to make the difference. Same w/ gas, restaurant fund, the family time fund, etc. We got $17 in gas yesterday because that was all that was left. Makes us think about our trips out & reall saves money. Thanks for this challenge it’s easy saving money if you concentrate & look for solutions but you’ve got to be focused and organized. I coupon like a mad woman they’re everywhere, newspapers, internet, friends I typically save $10 $35 per week w/ coupons.

    • Terrific, Simone. If you have read much on my site you will know that the primary motivation for my working on this whole project is that I watched people for so long trying to get ahead with their money but failing because they never learned first how to get in control of their money.

      The envelope system is a traditional method to help achieve this goal. It sounds like you are putting it to effective use.

      While I do not follow all of Dave Ramsey’s recommendations totally, I have always looked at him as perhaps the best out there and no one will go wrong following his advice. Good success.

  2. My income has been on a roellr coaster for most of my career. Some years I make great money and some years I don’t. In those lean years I learned the discipline of not spending more than I have in the checking account, and making sure that I always have enough in the checking account for what I need plus emergencies. I also visited Nicaragua several times and being there taught me the difference between what I want and what I need. Before I spend anything, even lunch at work, I ask do I really need this or do I just want it. Even if the answer is, I just want it at least I am being honest with myself. If I have the money on hand, then I get it. If not, then whatever it is can wait.

    • Great insight. Learning to live within your income is one of the most important skills for financial success.

      “Before I spend anything, even lunch at work, I ask do I really need this or do I just want it.”

      Money consciousness is extremely important. Folks who do not understand this think it puts a damper on life but it doesn’t. In my article on this I compare it to choosing the clothes you will wear to any event. It is well below zero here this morning. It only makes sense that I would think about that before going outside, and choose to wear a coat. Thinking about the financial aspect of any choice is no different.

      Good success.

  3. A cool post there mate ! Thank you for it .

  4. Have you considered adding a few social bookmarking buttons to these blogs. At least for facebook.

    • Yes. My time is limited for work on this site and I have to give priority to a number of essentials, but I will find the time for that soon. Facebook as well as some of the other social sites are important but take a little time to work on.

      Note: The site now has the social share buttons installed. Thanks for the recommendation.

  5. How come you do not have your website viewable in mobile format? Can not view anything in my Droid.

    • Thanks for the comment and it is certainly something I need to look into.

      As I have been noting to some others who make valuable suggestions, it is just a matter of finding additional time to work on this site. I will try to see what I can do. Every thing that gets done here has to come from my time and so far I have focused on content, first on the main site and now beginning on the blog. I look forward to many improvements this year.

      Note: I have now converted the entire site to a media responsive design, a lot of work but well worth it in view of the widespread use of smaller device interfaces. I hope you like the new layout.

  6. I Am Going To have to return again when my course load lets up – nevertheless I am taking your Rss feed so i can read your internet site offline. Thanks.

  7. How come you do not have your web site viewable in mobile format? Can not see anything in my Droid.

    • Thanks for your comment.

      Others have asked the same question and I am sure I need to work on this as soon as time allows.

      Added note: this work has been completed and I know it is helpful to a lot of readers since more and more people are switching to smaller devices.

  8. Nice read, I just passed this onto a friend who was doing a little research on that. And he just bought me lunch since I found it for him smile Thus let me rephrase that: Thank you for lunch! “There are places and moments in which one is so completely alone that one sees the world entire.” by Jules Renard.

  9. Hi, I do think this is a great web site. I stumbledupon it 😉 I will return once again since i have
    saved as a favorite it. Money and freedom is the best way to change,
    may you be rich and continue to help others.

  10. Do you have a spam problem on this blog; I also am a blogger, and I was wanting to know your situation; many of us have developed some nice practices and we are looking to exchange solutions with other folks, be sure to shoot me an email if interested.

    • Spam is always an issue, as is dealing with meaningless or irrelevant posts that waste everyone’s time. Of more concern to me is the issue of hackers trying to access the site; you never know what their purpose is should they succeed.

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